Insights · Page 10

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

BetterHelp EAP: A Guide for Modern Employers
Employee Benefits & Retention

BetterHelp EAP: A Guide for Modern Employers

A BetterHelp EAP provides confidential mental health support to improve employee well-being and productivity. See how it can benefit your business.

January 15, 2026 Read more
The Best Level-Funded Option for High Claims
Business Health Insurance

The Best Level-Funded Option for High Claims

High claim variability causing budget issues? Level funding offers stable costs and potential refunds. Find the best option for your Washington business.

January 14, 2026 Read more
COBRA Administrative Fee: How the 2% Surcharge Works
Employee Benefits & Retention

COBRA Administrative Fee: How the 2% Surcharge Works

How much is the COBRA administrative fee? Learn how the 2% surcharge is calculated, who pays it, and what your total premium will be. Includes 2026 examples.

January 13, 2026 Read more
HSA vs HRA vs FSA: Which is Best for Your Business?
Employee Benefits & Retention

HSA vs HRA vs FSA: Which is Best for Your Business?

HSA vs HRA vs FSA: A clear guide to ownership, funding, and tax benefits. We compare each plan to help you choose the best fit for your business. Learn more.

January 13, 2026 Read more
Great Value HRA Insurance Without the Admin Hassle
Employee Benefits & Retention

Great Value HRA Insurance Without the Admin Hassle

Get great value HRA health insurance options without the heavy admin. Offer flexible, tax-deductible benefits your employees will love. See how to get started.

January 12, 2026 Read more
HRA Solutions: The Ultimate Guide for Businesses
Employee Benefits & Retention

HRA Solutions: The Ultimate Guide for Businesses

Get flexible, affordable health benefits with modern HRA solutions. Control your budget while giving employees the insurance options they want. See how it works.

January 9, 2026 Read more
PPO vs HDHP: 2026 Cost Comparison and Pros/Cons Guide
Business Health Insurance

PPO vs HDHP: 2026 Cost Comparison and Pros/Cons Guide

PPO vs HDHP: See a side-by-side breakdown of premiums, deductibles, copays, and HSA eligibility. Find out which health plan saves you the most in 2026.

January 9, 2026 Read more
Average Employer Health Insurance Cost Per Employee (2026)
Business Health Insurance

Average Employer Health Insurance Cost Per Employee (2026)

What does employer health insurance cost per employee in 2026? See average rates for single and family plans, key cost factors, and ways to lower premiums.

January 8, 2026 Read more
What is an ICHRA? A Complete Guide for Employers
Employee Benefits & Retention

What is an ICHRA? A Complete Guide for Employers

An ICHRA lets you reimburse employees tax-free for their individual health insurance. Control your budget while giving your team the coverage they want. See how.

January 8, 2026 Read more
ACA Employer Mandate: 50-Employee Threshold Rules (2026)
Compliance & Regulations

ACA Employer Mandate: 50-Employee Threshold Rules (2026)

Learn how the ACA employer mandate applies at 50+ employees. Covers 2026 penalty amounts, FTE calculations, reporting deadlines, and steps to stay compliant.

January 7, 2026 Read more
Do Employers Have to Offer Health Insurance? ACA Rules
Business Health Insurance

Do Employers Have to Offer Health Insurance? ACA Rules

The ACA requires businesses with 50+ full-time employees to offer health insurance. Understand the rules and affordability standards to avoid penalties. Get the facts.

January 7, 2026 Read more
HRA 101: Your Complete Guide to Health Benefits
Employee Benefits & Retention

HRA 101: Your Complete Guide to Health Benefits

An HRA is an employer-funded plan for tax-free medical reimbursements. Our guide covers types, rules, and setup for your business. Get started today.

January 7, 2026 Read more
From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees