Insights · Page 11

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

HRA for Employees: Rules & Benefits Explained
Employee Benefits & Retention

HRA for Employees: Rules & Benefits Explained

Get tax-free funds from your employer for medical costs with an HRA. We explain the rules, allowances, and how you get reimbursed. Maximize your benefits!

February 12, 2026 Read more
7 Alternatives to Traditional Health Insurance (2026)
Employee Benefits & Retention

7 Alternatives to Traditional Health Insurance (2026)

Looking beyond traditional group health insurance? See 7 alternatives — HRAs, level funding, captives, and more — with pros and cons.

February 11, 2026 Read more
Remote Employee Health Benefits: A 2026-2026 Guide
Employee Benefits & Retention

Remote Employee Health Benefits: A 2026-2026 Guide

Get clear strategies for handling health insurance for remote employees in 2025-2026. Learn how to build a competitive benefits package. Plan your approach.

February 10, 2026 Read more
Employee Mental Health Resources: A 2026 Guide
Employee Benefits & Retention

Employee Mental Health Resources: A 2026 Guide

A 2026 guide to the mental health resources companies offer employees, from EAPs to wellness apps. Find the right benefits for your team. Read more.

February 9, 2026 Read more
Level Funded vs Fully Insured: The Key Differences
Business Health Insurance

Level Funded vs Fully Insured: The Key Differences

Understand the key differences in level funded vs fully insured plans. Compare financial risk, cost control, and claims data. Choose the right plan today.

February 6, 2026 Read more
Are Small Businesses Required to Provide Health Insurance?
Business Health Insurance

Are Small Businesses Required to Provide Health Insurance?

Learn if small businesses are required to provide health insurance under ACA rules. We cover mandates for under and over 50 employees. Find your answer now.

February 5, 2026 Read more
HDHP with an HSA: How You Save on Premiums
Healthcare Costs & Savings

HDHP with an HSA: How You Save on Premiums

Lower your monthly premiums with an HDHP and use a tax-advantaged HSA to pay for deductibles, claims, and copays. Find out how to maximize your savings.

February 4, 2026 Read more
Are Voluntary Benefits Pre-Tax? The Answer Explained
Employee Benefits & Retention

Are Voluntary Benefits Pre-Tax? The Answer Explained

Are voluntary benefits pre-tax? Some are, but many are post-tax. Understand the tax rules for employee voluntary benefits and how they affect your pay. Learn more.

February 3, 2026 Read more
Level-Funded vs. Self-Funded: Which Saves More?
Business Health Insurance

Level-Funded vs. Self-Funded: Which Saves More?

Which health plan saves more: level-funded or self-funded? Get a clear comparison of costs, pros, and cons. Make an informed decision for your company.

February 2, 2026 Read more
Average Benefits Cost Per Employee: 2026 Benchmarks
Employee Benefits & Retention

Average Benefits Cost Per Employee: 2026 Benchmarks

How much do employee benefits cost in 2026? See average per-employee costs, payroll percentage benchmarks, and strategies to control your total benefits spend.

January 30, 2026 Read more
Do I Need Long Term Disability Insurance? A Guide
Employee Benefits & Retention

Do I Need Long Term Disability Insurance? A Guide

Long term disability insurance protects your income if an illness or injury stops you from working. See if this essential coverage is right for you.

January 29, 2026 Read more
How to Set Up an ICHRA: A 4-Step Employer Guide
Employee Benefits & Retention

How to Set Up an ICHRA: A 4-Step Employer Guide

An ICHRA gives your team health insurance choice while you control costs. Our guide shows you the best way to set up this flexible HRA account. Learn how today.

January 28, 2026 Read more
From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees