Insights · Page 12

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

HRA Guide: What If Diagnoses Aren't Documented?
Employee Benefits & Retention

HRA Guide: What If Diagnoses Aren't Documented?

What happens if HRA diagnoses aren't documented in Health 360? Our guide explains the process, data flow, and how to ensure accuracy. Get your answers now.

January 21, 2026 Read more
Is a Self-Funded Health Plan Right for You?
Business Health Insurance

Is a Self-Funded Health Plan Right for You?

A self-funded health plan can lower costs and give you control over benefits. Learn the pros, cons, and risks for Washington businesses. Get expert guidance.

January 16, 2026 Read more
BetterHelp EAP: A Guide for Modern Employers
Employee Benefits & Retention

BetterHelp EAP: A Guide for Modern Employers

A BetterHelp EAP provides confidential mental health support to improve employee well-being and productivity. See how it can benefit your business.

January 15, 2026 Read more
The Best Level-Funded Option for High Claims
Business Health Insurance

The Best Level-Funded Option for High Claims

High claim variability causing budget issues? Level funding offers stable costs and potential refunds. Find the best option for your Washington business.

January 14, 2026 Read more
COBRA Administrative Fee: How the 2% Surcharge Works
Employee Benefits & Retention

COBRA Administrative Fee: How the 2% Surcharge Works

How much is the COBRA administrative fee? Learn how the 2% surcharge is calculated, who pays it, and what your total premium will be. Includes 2026 examples.

January 13, 2026 Read more
HSA vs HRA vs FSA: Which is Best for Your Business?
Employee Benefits & Retention

HSA vs HRA vs FSA: Which is Best for Your Business?

HSA vs HRA vs FSA: A clear guide to ownership, funding, and tax benefits. We compare each plan to help you choose the best fit for your business. Learn more.

January 13, 2026 Read more
Great Value HRA Insurance Without the Admin Hassle
Employee Benefits & Retention

Great Value HRA Insurance Without the Admin Hassle

Get great value HRA health insurance options without the heavy admin. Offer flexible, tax-deductible benefits your employees will love. See how to get started.

January 12, 2026 Read more
HRA Solutions: The Ultimate Guide for Businesses
Employee Benefits & Retention

HRA Solutions: The Ultimate Guide for Businesses

Get flexible, affordable health benefits with modern HRA solutions. Control your budget while giving employees the insurance options they want. See how it works.

January 9, 2026 Read more
PPO vs HDHP: Cost Comparison for 2026
Business Health Insurance

PPO vs HDHP: Cost Comparison for 2026

PPO vs HDHP: compare premiums, deductibles, copays, and HSA eligibility side by side. See which plan saves you more in 2026.

January 9, 2026 Read more
Average Health Insurance Cost per Employee (2026)
Business Health Insurance

Average Health Insurance Cost per Employee (2026)

The average health insurance cost per employee in 2026, by plan type — plus what drives renewals up and how employers can control them.

January 8, 2026 Read more
What is an ICHRA? A Complete Guide for Employers
Employee Benefits & Retention

What is an ICHRA? A Complete Guide for Employers

An ICHRA lets you reimburse employees tax-free for their individual health insurance. Control your budget while giving your team the coverage they want. See how.

January 8, 2026 Read more
ACA Employer Mandate: 50-Employee Threshold Rules (2026)
Compliance & Regulations

ACA Employer Mandate: 50-Employee Threshold Rules (2026)

Learn how the ACA employer mandate applies at 50+ employees. Covers 2026 penalty amounts, FTE calculations, reporting deadlines, and steps to stay compliant.

January 7, 2026 Read more
From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees