Insights · Page 13

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

PPO vs HDHP: Cost Comparison for 2026
Business Health Insurance

PPO vs HDHP: Cost Comparison for 2026

PPO vs HDHP: compare premiums, deductibles, copays, and HSA eligibility side by side. See which plan saves you more in 2026.

January 9, 2026 Read more
Average Health Insurance Cost per Employee (2026)
Business Health Insurance

Average Health Insurance Cost per Employee (2026)

The average health insurance cost per employee in 2026, by plan type — plus what drives renewals up and how employers can control them.

January 8, 2026 Read more
What is an ICHRA? A Complete Guide for Employers
Employee Benefits & Retention

What is an ICHRA? A Complete Guide for Employers

An ICHRA lets you reimburse employees tax-free for their individual health insurance. Control your budget while giving your team the coverage they want. See how.

January 8, 2026 Read more
ACA Employer Mandate: 50-Employee Threshold Rules (2026)
Compliance & Regulations

ACA Employer Mandate: 50-Employee Threshold Rules (2026)

Learn how the ACA employer mandate applies at 50+ employees. Covers 2026 penalty amounts, FTE calculations, reporting deadlines, and steps to stay compliant.

January 7, 2026 Read more
Do Employers Have to Offer Health Insurance? ACA Rules
Business Health Insurance

Do Employers Have to Offer Health Insurance? ACA Rules

The ACA requires businesses with 50+ full-time employees to offer health insurance. Understand the rules and affordability standards to avoid penalties. Get the facts.

January 7, 2026 Read more
HRA 101: Your Complete Guide to Health Benefits
Employee Benefits & Retention

HRA 101: Your Complete Guide to Health Benefits

An HRA is an employer-funded plan for tax-free medical reimbursements. Our guide covers types, rules, and setup for your business. Get started today.

January 7, 2026 Read more
COBRA Insurance Arkansas: The Ultimate Guide
Business Health Insurance

COBRA Insurance Arkansas: The Ultimate Guide

Understand your options for COBRA insurance in Arkansas. Our guide covers eligibility, costs, enrollment deadlines, and affordable alternatives. Get the facts now.

January 6, 2026 Read more
Are HRA Contributions Tax Deductible? A Simple Guide
Employee Benefits & Retention

Are HRA Contributions Tax Deductible? A Simple Guide

HRA contributions are 100% tax-deductible for employers, and employees receive tax-free reimbursements for medical expenses. Learn how to set up your HRA.

January 5, 2026 Read more
How Much Does COBRA Cost? 2026 Price Guide
Healthcare Costs & Savings

How Much Does COBRA Cost? 2026 Price Guide

COBRA insurance costs up to 102% of your group premium plus fees. See how to calculate your exact monthly payment and compare quotes.

December 30, 2025 Read more
How COBRA Insurance Works: Eligibility, Cost and Timeline
Business Health Insurance

How COBRA Insurance Works: Eligibility, Cost and Timeline

How does COBRA insurance work? Learn who qualifies, what it costs, how long coverage lasts, and whether cheaper alternatives could save you money. Updated 2026.

December 29, 2025 Read more
Health Reimbursement Arrangement (HRA): A Complete Guide
Employee Benefits & Retention

Health Reimbursement Arrangement (HRA): A Complete Guide

A health reimbursement arrangement (HRA) is an employer-funded plan for medical costs. Learn how HRAs offer tax benefits and flexible health coverage. Set one up today.

December 26, 2025 Read more
How Long Does COBRA Last? 18–36 Months Explained
Employee Benefits & Retention

How Long Does COBRA Last? 18–36 Months Explained

How long does COBRA coverage last? Learn the 18-month rule, 36-month disability extensions, and what happens when COBRA ends in Washington.

December 25, 2025 Read more
From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees