Insights · Page 13

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

What Is a Captive Health Insurance Plan? A Guide
Business Health Insurance

What Is a Captive Health Insurance Plan? A Guide

A captive health insurance plan lets you pool risk with other firms to cut costs and get unused premiums back. See if this model is right for your business.

November 27, 2025 Read more
ACA Hours Explained: An Employer's Guide
Employee Benefits & Retention

ACA Hours Explained: An Employer's Guide

A clear guide to ACA hours and determining full-time employee status. Understand the look-back method and which paid hours count. Read our employer guide.

November 26, 2025 Read more
Medical Stop Loss Insurance Definition: A Guide
Business Health Insurance

Medical Stop Loss Insurance Definition: A Guide

Get a clear medical stop loss insurance definition. This policy protects self-funded businesses from catastrophic health claims. See how it works for you.

November 25, 2025 Read more
How to Find Affordable Small Business Health Insurance
Business Health Insurance

How to Find Affordable Small Business Health Insurance

Get affordable small business health insurance without the high costs. Learn about tax credits, plan types, and how to compare quotes. Find your plan today.

November 24, 2025 Read more
A Guide to Health Insurance for Employees
Business Health Insurance

A Guide to Health Insurance for Employees

Get the right health insurance for your employee team. Our guide compares plans like PPOs and HMOs, explains costs, and simplifies ACA compliance. Learn more.

November 20, 2025 Read more
ACA Reporting Requirements for Employers
Compliance & Regulations

ACA Reporting Requirements for Employers

ACA employer reporting explained: Forms 1094-C & 1095-C, deadlines, and penalties. Washington employers get free compliance support from WHIA's team.

November 19, 2025 Read more
How to Get COBRA Insurance: The Complete Guide
Business Health Insurance

How to Get COBRA Insurance: The Complete Guide

See if you qualify for COBRA and learn the exact steps to apply. Our guide covers eligibility, deadlines, and how to complete your election form. Sign up today.

November 18, 2025 Read more
Group Health Insurance Costs in WA | 2026 Guide
Business Health Insurance

Group Health Insurance Costs in WA | 2026 Guide

See what WA employers pay for group health insurance in 2026. Compare funding strategies & learn how WHIA helps cut costs without cutting coverage.

November 13, 2025 Read more
Affordable Health Insurance for Small Business: A Guide
Employee Benefits & Retention

Affordable Health Insurance for Small Business: A Guide

Offer affordable health insurance for your small business with a flexible HRA. Learn about QSEHRA, ICHRA, and tax-free benefits. Set up your plan today.

November 12, 2025 Read more
Best Stop Loss Insurance Carriers: 2026 Comparison Guide
Business Health Insurance

Best Stop Loss Insurance Carriers: 2026 Comparison Guide

Compare the top stop loss insurance carriers by financial strength, claims speed, and contract terms. Our 2026 guide helps self-funded employers choose wisely.

November 11, 2025 Read more
Employer Health Insurance: A Guide to the Pros & Cons
Business Health Insurance

Employer Health Insurance: A Guide to the Pros & Cons

Weigh the pros and cons of an employer sponsored health insurance plan. See how a fully funded model offers predictable costs but less flexibility. Decide now.

November 7, 2025 Read more
Must Your Small Business Provide Health Insurance?
Business Health Insurance

Must Your Small Business Provide Health Insurance?

Get a clear answer on whether your small business must provide health insurance. We cover the ACA 50-employee rule, plan options, and tax credits. Find your solution.

November 6, 2025 Read more
From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees