Medical groups, dental practices, vision and behavioral health practitioners, and outpatient clinics face the unique irony of fighting healthcare cost increases while delivering care themselves. Your clinical teams know what good coverage looks like — and they expect it.
WHIA helps healthcare employers provide competitive plans for your clinical staff without surprise renewals. Same carriers, same networks, better pricing.
You deliver care, yet your own premiums climb like everyone else's — and your staff knows exactly what they're not getting.
Nurses, providers, and front-office staff all compare benefits. In a staffing-short market, the plan matters.
Providers, billers, and admin staff need different coverage levers — one-size plans leave value on the table.
We build coverage that speaks the language of people who work in healthcare — including the funding structures that keep it affordable.
We benchmark before every renewal so you're never surprised — and we model level-funded and self-funded options when a traditional renewal gets ugly.
When carriers deny or delay, we advocate on behalf of your employees the way we'd advocate for ourselves.
average savings WHIA clients see versus their prior plan — without cutting coverage or switching networks for the sake of it.
typical savings range for employers who benchmark their current plan against the full market — that's the range we target on every engagement.
serving Washington employers since November 2009 — through every market cycle, funding model, and carrier shakeup.
The same reason everyone does: nobody benchmarks the plan against the full market before renewal. WHIA's average client saves 29% versus their prior plan — often by switching carriers or funding structure, not by cutting coverage.
Self-funding works well for practices with predictable claims and enough employees to absorb variance — with stop-loss to cap the worst case. We model both fully-insured and self-funded scenarios with your actual claims.
A well-designed, well-communicated benefits package is one of the strongest retention levers a practice has. We make sure the plan is competitive and that staff actually understand the value they have.
Yes. Even small practices get access to the aggregation and association structures that make competitive plans possible.
From the I-5 corridor to Eastern Washington, we work with healthcare employers in person and by video. Teams we currently help are based in:
Your workforce is specific to healthcare employers. Your benefits should be too. Thirty minutes with WHIA opens the door to options built for businesses like yours.
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