This year has been nothing short of remarkable. Over a dozen companies have joined us as new clients, and every single one of them has realized significant savings—an average of 29.25%! Yes, you read that right. 29.25% average savings with the lowest still at a solid 20%. But what makes the results even more meaningful is that these savings haven’t come at the expense of employee coverage. In fact, in almost every case, we’ve been able to reduce costs while simultaneously upgrading benefits for employees.
Breaking Records in 2025
Our exclusive Exhaustive Market Analysis continues to uncover opportunities other brokers miss. In May, we set a record by finding SIX separate health insurance plans at a lower cost (same/better benefits) than what the company was currently paying. That record didn’t stand for long—just this past week, we shattered it by identifying TEN distinct lower-cost plans for another new client. Crazy.
The largest savings we’ve uncovered this year for a new client? A staggering40% reduction in premiums—real dollars that employers can redirect into their people, operations, and growth.
Renewals: Fighting Back Against Double-Digit Increases
It’s not only new clients seeing results. Our renewal negotiations for current clients have prevented steep cost hikes and, in many cases, driven rates below prior-year premiums.
One employer faced a 48% increase from their carrier. We successfully negotiated that down to 8% below their previous year’s premium—a swing worth six figures. Another client, impacted by cancer claims, was presented with a 30% renewal increase. We cut that down to just 9%—all while maintaining the same benefits for employees. Even our smallest groups see big wins—like a 7-employee construction company that thought they already had competitive rates. After our annual Market Analysis, we found them the exact same benefits package at 27% less this year.
It’s About More Than Savings
While reducing costs is powerful, many of our clients tell us their top priority is taking better care of their employees. The savings are simply the vehicle to get there. Here are a few examples from this year:
- One company lowered their employee health plan all the way down to a zero- deductible plan.
- Another avoided layoffs—saving two jobs—thanks to premium reductions we negotiated.
- A third redirected savings into their employees’ HSA accounts, giving staff more financial protection for future medical needs or retirement.
- Another cut their deductible in half AND is now paying 100% of employee premiums instead of only 80%, putting money right back into their employee’s paycheck.
Our Mission Is Simple
We leave no stone unturned. By “looking under every rock,” we uncover opportunities others overlook. That’s how we found TEN lower-cost health plans (same benefits) last week that a prior broker never brought to the table.
At WHIA, our mission goes beyond cutting costs—it’s about aligning employers’ dollars with better outcomes for their employees. That’s how companies win. That’s how employees win. And that’s how healthcare, done right, becomes a true business strategy.
Curious if we can help your company as well?
Let’s talk soon,