Insights · Page 15

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

HRA Plans for High Medical Costs: A Guide
Employee Benefits & Retention

HRA Plans for High Medical Costs: A Guide

An HRA plan helps employees with high medical costs by reimbursing them tax-free for insurance and other health expenses. Learn the pros, cons, and setup.

December 8, 2025 Read more
COBRA Health Insurance: How It Works & What It Costs
Business Health Insurance

COBRA Health Insurance: How It Works & What It Costs

Keep your health plan after leaving a job with COBRA health insurance. Our guide explains eligibility, coverage length, and enrollment. See if you qualify now.

December 5, 2025 Read more
How to Get Group Health Insurance for a Growing Team
Business Health Insurance

How to Get Group Health Insurance for a Growing Team

Yes, you can get reliable group health insurance for a growing workforce. Our guide covers plan types, costs, and how to choose the best coverage. Learn how today.

December 3, 2025 Read more
What is a CDHP? A Complete Guide for Employers
Healthcare Costs & Savings

What is a CDHP? A Complete Guide for Employers

A CDHP combines a high-deductible plan with a health savings account to lower your premiums. See if a consumer directed health plan is right for your team.

December 2, 2025 Read more
List of Captive Insurance Companies (2026)
Compliance & Regulations

List of Captive Insurance Companies (2026)

Browse the 2026 list of captive insurance companies, what each specializes in, and the due-diligence checklist before you partner.

December 1, 2025 Read more
What Is Stop-Loss Insurance & How Does It Work?
Business Health Insurance

What Is Stop-Loss Insurance & How Does It Work?

Stop-loss insurance protects your self-funded health plan from catastrophic claims. Learn how it works to manage financial risk and create a stable budget.

November 28, 2025 Read more
What Is a Captive Health Insurance Plan? A Guide
Business Health Insurance

What Is a Captive Health Insurance Plan? A Guide

A captive health insurance plan lets you pool risk with other firms to cut costs and get unused premiums back. See if this model is right for your business.

November 27, 2025 Read more
ACA Hours Explained: An Employer's Guide
Employee Benefits & Retention

ACA Hours Explained: An Employer's Guide

A clear guide to ACA hours and determining full-time employee status. Understand the look-back method and which paid hours count. Read our employer guide.

November 26, 2025 Read more
Medical Stop Loss Insurance Definition: A Guide
Business Health Insurance

Medical Stop Loss Insurance Definition: A Guide

Get a clear medical stop loss insurance definition. This policy protects self-funded businesses from catastrophic health claims. See how it works for you.

November 25, 2025 Read more
How to Find Affordable Small Business Health Insurance
Business Health Insurance

How to Find Affordable Small Business Health Insurance

Get affordable small business health insurance without the high costs. Learn about tax credits, plan types, and how to compare quotes. Find your plan today.

November 24, 2025 Read more
A Guide to Health Insurance for Employees
Business Health Insurance

A Guide to Health Insurance for Employees

Get the right health insurance for your employee team. Our guide compares plans like PPOs and HMOs, explains costs, and simplifies ACA compliance. Learn more.

November 20, 2025 Read more
ACA Reporting Requirements for Employers
Compliance & Regulations

ACA Reporting Requirements for Employers

ACA employer reporting explained: Forms 1094-C & 1095-C, deadlines, and penalties. Washington employers get free compliance support from WHIA's team.

November 19, 2025 Read more
From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees