Insights · Page 17

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

Health Insurance Captives: A Complete Guide
Business Health Insurance

Health Insurance Captives: A Complete Guide

Take control of your healthcare costs with health insurance captives. Our guide covers the advantages, from lower premiums to tailored coverage. See if it's right for you.

October 17, 2025 Read more
Employer Sponsored Disability Insurance: A Guide
Employee Benefits & Retention

Employer Sponsored Disability Insurance: A Guide

Offering employer sponsored disability insurance helps attract top talent and gives your team financial peace of mind. Learn how to set up your plan today.

October 16, 2025 Read more
Captive Insurance Tax Benefits: A Complete Guide
Business Health Insurance

Captive Insurance Tax Benefits: A Complete Guide

Unlock significant captive insurance tax benefits. Deduct premiums, grow reserves tax-deferred, and optimize investment income. See how to structure yours now.

October 15, 2025 Read more
ACA Reporting Deadlines 2025 for Employers
Compliance & Regulations

ACA Reporting Deadlines 2025 for Employers

Review 2025 ACA reporting deadlines for Forms 1095 C and 1094 C. Avoid IRS penalties and make sure your filings stay compliant.

October 13, 2025 Read more
HRA for Dummies: A Simple Guide for Employers
Employee Benefits & Retention

HRA for Dummies: A Simple Guide for Employers

This simple HRA for dummies guide shows how to offer great health benefits with less admin. Understand tax savings and plan types. Set up your HRA today.

October 9, 2025 Read more
How Long Can You Stay on COBRA? 18–36 Months
Business Health Insurance

How Long Can You Stay on COBRA? 18–36 Months

COBRA lasts 18 months for most, 36 with disability or a second qualifying event. See Washington rules and every extension that applies.

October 8, 2025 Read more
Medical Stop Loss Insurance 101: A Simple Guide
Business Health Insurance

Medical Stop Loss Insurance 101: A Simple Guide

Medical stop loss insurance protects self-funded plans from catastrophic claims. See how it works and if it's right for your business. Get our simple guide.

October 7, 2025 Read more
Self-Funded Health Insurance Washington | Save 20-40%
Business Health Insurance

Self-Funded Health Insurance Washington | Save 20-40%

Washington employers can cut benefit costs 20-40% with self-funded health insurance. Get WHIA guidance to compare options and protect cash flow.

October 6, 2025 Read more
What Is a Health Reimbursement Arrangement?
Employee Benefits & Retention

What Is a Health Reimbursement Arrangement?

A Health Reimbursement Arrangement (HRA) is an employer-funded benefit for tax-free medical costs. See how it can help your business and employees. Learn more.

October 3, 2025 Read more
5 Best Online Benefits Enrollment Systems for 2026
Employee Benefits & Retention

5 Best Online Benefits Enrollment Systems for 2026

Compare the 5 best online benefits enrollment systems for 2026. See pricing, integrations, and compliance features to find the right platform for your HR team.

October 2, 2025 Read more
What is CDHP Insurance? A Guide for Employers
Business Health Insurance

What is CDHP Insurance? A Guide for Employers

A CDHP insurance plan can lower costs for your business and empower employees. Learn how HDHPs and HSAs work together in our complete employer guide. Read more now.

September 30, 2025 Read more
Short Term Disability in Washington State: Employer Guide
Employee Benefits & Retention

Short Term Disability in Washington State: Employer Guide

Washington paid family and medical leave plus STD: what employers must offer, how claims work, and how the plans differ.

September 29, 2025 Read more
From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees