Insights · Page 17

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

ACA Employer Mandate: 50-Employee Threshold Rules (2026)
Compliance & Regulations

ACA Employer Mandate: 50-Employee Threshold Rules (2026)

Learn how the ACA employer mandate applies at 50+ employees. Covers 2026 penalty amounts, FTE calculations, reporting deadlines, and steps to stay compliant.

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Do Employers Have to Offer Health Insurance? ACA Rules
Business Health Insurance

Do Employers Have to Offer Health Insurance? ACA Rules

The ACA requires businesses with 50+ full-time employees to offer health insurance. Understand the rules and affordability standards to avoid penalties. Get the facts.

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HRA 101: Your Complete Guide to Health Benefits
Employee Benefits & Retention

HRA 101: Your Complete Guide to Health Benefits

An HRA is an employer-funded plan for tax-free medical reimbursements. Our guide covers types, rules, and setup for your business. Get started today.

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COBRA Insurance Arkansas: The Ultimate Guide
Business Health Insurance

COBRA Insurance Arkansas: The Ultimate Guide

Understand your options for COBRA insurance in Arkansas. Our guide covers eligibility, costs, enrollment deadlines, and affordable alternatives. Get the facts now.

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Are HRA Contributions Tax Deductible? A Simple Guide
Employee Benefits & Retention

Are HRA Contributions Tax Deductible? A Simple Guide

HRA contributions are 100% tax-deductible for employers, and employees receive tax-free reimbursements for medical expenses. Learn how to set up your HRA.

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How Much Does COBRA Cost in 2026? Premiums Explained
Healthcare Costs & Savings

How Much Does COBRA Cost in 2026? Premiums Explained

COBRA can cost up to 102% of your former group premium. Learn how to estimate monthly payments and compare COBRA with Marketplace options.

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How COBRA Insurance Works: Eligibility, Cost and Timeline
Business Health Insurance

How COBRA Insurance Works: Eligibility, Cost and Timeline

How does COBRA insurance work? Learn who qualifies, what it costs, how long coverage lasts, and whether cheaper alternatives could save you money. Updated 2026.

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Health Reimbursement Arrangement (HRA): A Complete Guide
Employee Benefits & Retention

Health Reimbursement Arrangement (HRA): A Complete Guide

A health reimbursement arrangement (HRA) is an employer-funded plan for medical costs. Learn how HRAs offer tax benefits and flexible health coverage. Set one up today.

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How Long Does COBRA Last? 18-Month Rule + Extensions
Employee Benefits & Retention

How Long Does COBRA Last? 18-Month Rule + Extensions

COBRA usually lasts 18 months, with extensions up to 36. See qualifying events, disability rules, deadlines, and what happens when coverage ends.

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What Is an HRA? Health Reimbursement Arrangement Guide
Employee Benefits & Retention

What Is an HRA? Health Reimbursement Arrangement Guide

A health reimbursement arrangement (HRA) lets employers fund medical costs tax-free. Learn how HRAs work and whether one fits your business.

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COBRA Dental Insurance: Your Ultimate Guide
Employee Benefits & Retention

COBRA Dental Insurance: Your Ultimate Guide

Wondering if COBRA dental insurance is worth it? We break down the costs, coverage, and key deadlines to help you decide. Make an informed choice today.

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How to Choose the Best HRA Administrators in 2026

How to Choose the Best HRA Administrators in 2026

Our 2026 guide to the best HRA administrators compares top providers, key features, and platform fees. Make the right choice for your business.

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From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees