Insights · Page 19

Notes on benefits,
done better.

Plain-English thinking on what's actually driving your healthcare costs — and what to do about it.

No jargon, no sales pitch. Just the honest, benefits-advisory thinking we'd share across the table — on renewals, funding models, compliance, market access, and the decisions that quietly shape what you pay.

What is a CDHP? A Complete Guide for Employers
Healthcare Costs & Savings

What is a CDHP? A Complete Guide for Employers

A CDHP combines a high-deductible plan with a health savings account to lower your premiums. See if a consumer directed health plan is right for your team.

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List of Captive Insurance Companies (2026)
Compliance & Regulations

List of Captive Insurance Companies (2026)

Browse the 2026 list of captive insurance companies, what each specializes in, and the due-diligence checklist before you partner.

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What Is Stop-Loss Insurance & How Does It Work?
Business Health Insurance

What Is Stop-Loss Insurance & How Does It Work?

Stop-loss insurance protects your self-funded health plan from catastrophic claims. Learn how it works to manage financial risk and create a stable budget.

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What Is a Captive Health Insurance Plan? A Guide
Business Health Insurance

What Is a Captive Health Insurance Plan? A Guide

A captive health insurance plan lets you pool risk with other firms to cut costs and get unused premiums back. See if this model is right for your business.

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ACA Hours Explained: An Employer's Guide
Employee Benefits & Retention

ACA Hours Explained: An Employer's Guide

A clear guide to ACA hours and determining full-time employee status. Understand the look-back method and which paid hours count. Read our employer guide.

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Medical Stop Loss Insurance Definition: A Guide
Business Health Insurance

Medical Stop Loss Insurance Definition: A Guide

Get a clear medical stop loss insurance definition. This policy protects self-funded businesses from catastrophic health claims. See how it works for you.

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How to Find Affordable Small Business Health Insurance
Business Health Insurance

How to Find Affordable Small Business Health Insurance

Get affordable small business health insurance without the high costs. Learn about tax credits, plan types, and how to compare quotes. Find your plan today.

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A Guide to Health Insurance for Employees
Business Health Insurance

A Guide to Health Insurance for Employees

Get the right health insurance for your employee team. Our guide compares plans like PPOs and HMOs, explains costs, and simplifies ACA compliance. Learn more.

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ACA Reporting Requirements for Employers
Compliance & Regulations

ACA Reporting Requirements for Employers

ACA employer reporting explained: Forms 1094-C & 1095-C, deadlines, and penalties. Washington employers get free compliance support from WHIA's team.

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How to Get COBRA Insurance: The Complete Guide
Business Health Insurance

How to Get COBRA Insurance: The Complete Guide

See if you qualify for COBRA and learn the exact steps to apply. Our guide covers eligibility, deadlines, and how to complete your election form. Sign up today.

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Group Health Insurance Costs in WA | 2026 Guide
Business Health Insurance

Group Health Insurance Costs in WA | 2026 Guide

See what WA employers pay for group health insurance in 2026. Compare funding strategies & learn how WHIA helps cut costs without cutting coverage.

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Affordable Health Insurance for Small Business: A Guide
Employee Benefits & Retention

Affordable Health Insurance for Small Business: A Guide

Offer affordable health insurance for your small business with a flexible HRA. Learn about QSEHRA, ICHRA, and tax-free benefits. Set up your plan today.

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From Reading to Talking

Insight is useful. A conversation is better.

Reading about the options is a fine start — but the real value comes from applying them to your plan. Book a thirty-minute conversation and we'll diagnose before we prescribe, with your numbers in front of us.

Book a conversation
Washington employers · 10–200 employees